EP 128: Palm Springs Paradise: Tiny Home Community Offers Affordable, Resort-Style Living
Solving the Tiny Home Conundrum: Location and Financing
The two biggest hurdles for anyone aspiring to the tiny house lifestyle are finding a legal place to park and securing financing. In this episode of Less House More Moola, Laura speaks with Brian Morrison about the innovative solutions being offered by Paradise Tiny Home Community in Palm Springs, California. This brand-new resort-style community is tackling the affordability crisis head-on, particularly in high-cost areas like Southern California.
Discover Paradise Tiny Home Community: Location and Amenities
Located in the Greater Palm Springs area, the community offers stunning views of the open desert and Santa Jacinto Mountains. Paradise Tiny Home Community is more than just a place to park; it's designed as a full resort experience to complement the smaller living footprint.
Community Features:
Recreation: Resort Pools, Hot Tubs, Pickleball, Billiards
Social: Clubhouse, Community Feel
Utilities: Solar Farm (Localized Grid), Flat-Rate Utility Package
Sustainability: Focus on small footprint and resilience
The Path to Tiny Living: Homes and Builders
Paradise Tiny Home Community works with several builders and vendors, ensuring diverse options for residents. They even feature the popular Boxable units, known for their modern design and high ceilings—a favorite among visitors once they step inside.
Residency Options:
Purchase On-Site: Select from one of the models purchased and brought in by the community (including Boxable).
Bring Your Own: Residents can bring in their own tiny homes provided they meet basic stipulations: built on a chassis and possessing RVIA certification.
Innovative Tiny Home Financing Solutions
Financing a tiny home can be tricky, as traditional mortgages often don't apply. Paradise Tiny Home Community is pioneering solutions to make homeownership more attainable:
External Partners: Works with 21st Mortgage and Credit Human.
In-House Financing: Available for select models purchased by the park.
Loan Terms: Short-term loans (5 to 10 years maximum).
Down Payment: Minimum of $15,000 required.
Interest Rate: Currently 12% APR.
While the in-house rate is higher than traditional financing, it offers a crucial option for quick entry, leading to debt freedom in a significantly shorter period (e.g., a 5-year loan results in approximately $1,500/month payments, which is less than local apartment rents).
Affordable Ownership: Lot Rent and Utilities
Once the home is owned outright, residents pay a monthly fee to remain in the resort-style community.
Monthly Lot Rent: Starts at $695 and goes up to $895, depending on the lot size and view desirability.
Flat-Rate Utilities: A flat monthly fee of $300 covers electricity (powered by an on-site solar farm), water, waste, and trash.
This structure allows residents to secure a full home and lot/utility package for under $1,000 per month once their loan is paid off.
The Future of Attainable Housing: Growth and Resilience
The community is currently in Phase One, with 90 spaces available, and is rapidly filling up despite market challenges for prospective residents selling their existing homes. The vision for Paradise Tiny Home Community is significant growth, with immediate plans for an additional seven acres and another 20 acres thereafter. This expansion reflects the desperate need for attainable housing across all demographics—from students and working families to seniors.
The community's focus on a localized, small-network energy grid (solar farm) is a key feature, adding an element of resilience and independence from the larger, often unstable, utility grid.
Experience Tiny Living: Tours and Rentals
Brian emphasizes that seeing a tiny home in person is essential. They offer tours, and for those who are still unsure about the lifestyle, they offer rentals so prospective residents can stay for a few days or a week to fully experience the community and the tiny life before committing to a purchase.
Connect with Paradise Tiny Home Community
To learn more, book a tour, or explore available homes, visit:
Website: paradisetinyhomecommunity.com
Email: tinyhomesparadise@gmail.com
Phone: 760-990-7024Book a complimentary call with Laura today at thetinyhouseadviser.com to explore your options for a more earth-based lifestyle!
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